Terms of Use
Last updated: 20 July 2026
By using Novara (the "site"), you agree to these terms. If you don't agree, please don't use the site. They're written to be readable, not to trap you.
Not financial advice. Novara is an educational tool. The calculators and reference figures on this site are general information only and are not investment, tax, legal, accounting, or other professional advice. They don't account for your personal circumstances. Before making a financial decision, consult a qualified professional who knows your situation.
What the calculators are
The tools use standard, well-known financial formulas and simplifying assumptions — most notably that rates stay constant and that taxes, fees, and market volatility are excluded unless you build them into your inputs. Real-world outcomes will differ, sometimes significantly. Treat every result as an estimate for illustration and comparison, not a prediction or a guarantee.
Exchange-rate data
Currency figures rely on third-party reference rates (European Central Bank fixings, via the Frankfurter API) that update at most once per business day. They are indicative reference rates, not tradeable dealing quotes, and may differ from the rate any bank, broker, or exchange offers you. We make no warranty as to their accuracy, timeliness, or availability.
Provided "as is"
The site is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including fitness for a particular purpose and accuracy. To the fullest extent permitted by law, Novara and its operator are not liable for any loss or damage arising from your use of, or reliance on, the site or its calculations.
Acceptable use
- Don't attempt to disrupt, overload, or compromise the site or its infrastructure.
- Don't scrape, republish, or resell the site's content or code as your own product.
- You're responsible for how you use the results the tools produce.
Third-party links and ads
The site displays a single third-party advertisement and may link to external websites. We don't control and aren't responsible for their content, accuracy, or practices. Following a link or engaging with an ad is at your own discretion and risk. See our Privacy Policy for how third-party advertising is handled.
Changes
We may update these terms or the site's features at any time. Continued use after a change means you accept the revised terms.
Contact
Questions about these terms? Email garrotchever@gmail.com.